“Today’s increasingly complex regulatory environment makes it more important than even for plan sponsors and institutions to gain access to competent fiduciary guidance and objective advice from an experienced partner.”  Katie Williams, Principal
Classic Financial Services



Classic Financial Services brings more than a decade of experience educating 403(b) plan participants on plan provisions, plan changes, distribution options, and general financial education. We can help you develop education and communication strategies designed to increase participation, deferral rates and overall appreciation for the plan through targeted enrollment and education programs.

  • Onsite enrollment meetings
  • One-on-one participant meetings
  • Plan change communications
  • General financial education
  • Communication/education strategy development
  • Distribution planning group and one-on-one education
  • Assistance with distribution options

Participant success measures and retirement readiness
We have access to the tools and experience required to help determine "retirement readiness" at both the plan and individual participant levels. This can help you determine the overall effectiveness of the plan, monitor and benchmark participant success and evaluate the retirement readiness of your participant population.

  • Participant benchmarking
  • Retirement readiness assessment

Contact Us to today to discuss your 403(b) plan and participant needs.


Managing your retirement plan takes significant time and energy. In an ever-changing retirement plan landscape, you’re confronted with endless challenges and questions:

Are you paying too much in fees?
Which investment managers are right for your plan?
Who can provide the help you need to maintain compliance and fulfill your fiduciary obligations?

Classic Financial Services specializes in helping 403(b) plan providers get the most from their retirement benefits program. We offer you the advantage of our knowledge and experience, supported by the resources and research capabilities of LPL Financial, one of the nation’s leading financial services companies.

Our comprehensive approach includes:

  • Current Plan Evaluation – Analyze and assess your company’s retirement plan, highlighting its strengths, as well as areas to improve or enhance.
  • Plan Design Assistance – Provide guidance on the implications of each plan design under consideration, so you can choose the most appropriate one for your entity.
  • Fiduciary Responsibility – Help you understand and address your duties, plus reviewing plan documents, assist in preparing investment policy and other critical procedures.
  • Plan Provider/Investment Management – Help you choose a new plan provider when appropriate.
  • Process and Education – When a change in plan provider is warranted, we help coordinate that transition from your current to your new retirement plan provider, while delivering education and enrollment assistance to employees.
  • Monitoring – Review investments on an ongoing basis, offering our recommendations for any necessary adjustments.


At Classic Financial Services we’re passionate about helping you provide an effective retirement plan to your employees. As retirement plan specialists, we strive to help you adhere to a high standard of fiduciary excellence. We place plan participant interests first as we seek to educate, create clarity and encourage better use of the plan and its integration with their personal planning. 

As a Certified Financial PlannerTM (CFP®) professional and an Accredited Investment Fiduciary® designee, Katie Williams adheres to  a strict code of ethics as defined by the CFP Board in providing group and one-on-one participant education. Serving as an active and ongoing partner to plan sponsors and fiduciaries, she also brings the experience and resources to assist plan fiduciaries in understanding and addressing their duties and reviewing plan documents.

Understanding the AIF® Difference 

The AIF® designation is a mark of distinction, which demonstrates a commitment on the part of designees to high standards of fiduciary excellence. AIF® designees have a reputation in the industry for their ability to implement a prudent process into their own investment practices, as well as being able to assist others in implementing proper policies and procedures. Learn more

Who We Serve

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